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Great news! We've expanded our Skip-A-Payment program so you don't have to wait for the holidays to roll around. Just log into eNavigator online banking, click the Skip-A-Payment widget, and pick the month that's right for you*. You can also make the request by phone, by printing and completing our form, or by coming in to either of our convenient locations. Give yourself a break no matter the season.

*A $25 fee can either be added to your loan or debited from a Northern Skies savings or checking account. To be eligible to participate in the Northern Skies Skip-A-Payment program, the loan must be current. Interest will continue to accrue on the outstanding balance of the loan until it is paid in full. You will continue to be responsible for the entire outstanding principal and interest of the loan, and will still be responsible to continue to make the monthly payments after the original maturity date until all principal and interest is paid in full and any pledge of security shall remain in effect until the loan is fully repaid. The next regular payment will be due on the scheduled payment due date following the month you elect to skip a payment. Any credit life and/or credit disability insurance on the loan will not extend beyond the original maturity date of the loans. If your loan is protected by GAP (Guaranteed Asset Protection), skipped payments may not be covered if a claim is made. For more information or if you have any questions regarding your GAP policy, please contact our loan department at 907-561-1407 or toll free at 800-747-1407. Other restrictions may apply.