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Establish or re-build your credit by using your savings account or CD (Share Certificate) to secure financing. You earn interest on your balance while saving up to pay for that next big purchase. There is no credit check required and your loan will be automatically approved!

  • Funds guaranteed by savings account or CD (Share Certificate)
  • Savings balance must stay above loan amount
  • Earn dividends on balance
  • No credit check required
  • Instant approval
  • Low interest rate
  • Terms up to 12 years
  • Ideal for new or damaged credit

NOTE: With a Pledge of Certificate loan, there are no payments until CD (Share Certificate) matures.

*APR = Annual Percentage Rate.

A member must be 18 years of age or more to be granted a loan.