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Need to establish or re-build your credit? A savings secured loan is perfect for you. Because the funds are secured by your Northern Skies Savings or CD (certificate), your fund amount is guaranteed — at a low interest rate — and there’s no credit check required! 

What’s even better than getting a secure loan amount and terms customized to your needs is that you’ll continue earning interest on your Savings or CD.

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  • Low interest rates that are 3.00% above what you're earning. 
  • Funds secured by savings account or CD (Share Certificate) established with Northern Skies FCU
  • Savings remain intact and incurring dividends, thus reducing the actual cost of your loan
  • Helps establish or re-establish credit
  • A wide range of terms customized to your unique situation (up to 12 years)
  • No credit check required; instant approval
  • Attentive, friendly service from start to finish

A member must be 18 years of age or more to be granted a loan.

Dreams really can come true